Terms of Service

Effective date: August 13, 2026

These Terms of Service (“Terms”) govern your access to and use of koursalearn.com and related services (the “Service”), provided by Koursa (“Koursa,” “we,” “us,” or “our”). By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

Koursa is currently operated as an individual venture, not through a separately registered legal entity.

1. Eligibility

You must be at least 16 years old to use the Service. By using the Service, you represent that you meet this requirement and that any information you provide is accurate and complete.

2. Accounts

• You may create an account with an email address and password, or by signing in with Google. You are responsible for keeping your login credentials confidential and for all activity under your account.
• You must provide accurate information when registering and keep it up to date.
• We may suspend or deactivate accounts that violate these Terms, are used fraudulently, or remain dormant and unverified.

3. Roles & Organizations

The Service supports several account roles — learner, instructor, organization administrator, and platform administrator — each with different capabilities. If you join or are added to an organization’s workspace, that organization’s administrator may be able to see your membership, course progress, and enrolment within that workspace, and your access to organization content may end if your membership is removed or the organization’s plan lapses.

4. Course Content

• Instructors retain ownership of the courses and content they create, and grant Koursa a license to host, stream, and deliver that content to enrolled learners as part of operating the Service.
• Instructors are solely responsible for the accuracy, legality, and quality of the content they publish, and must have all rights necessary to upload and distribute it.
• Learners are granted a personal, non-transferable license to access purchased or enrolled course content for their own learning use — not to redistribute, resell, or publicly share it.
• Becoming an instructor requires acceptance of Koursa’s separate instructor terms, presented during the application process.

5. Purchases & Payments

• Course prices may vary by region. Payments are processed by Stripe, Paystack, or Flutterwave; Koursa does not itself store your raw card or bank details.
• Except where required by applicable law, all purchases are final. If you believe you were charged in error, contact us at the email below and we will review the situation.
• A course may be purchased as a gift for another person. The buyer is charged at the time of purchase; the gift is redeemed by the recipient via a unique link, which does not expire.
• Instructors and eligible affiliates may request payouts of amounts owed to them, subject to platform-configured minimums and administrator approval. Payouts are made via the same payment processors used for purchases, in the recipient’s local currency, and processor fees and exchange-rate spread may be deducted from the payout amount.

6. Live Classes & Events

Live classes and events are subject to the scheduling and conduct of the hosting instructor or organization. Where a live class is recorded, the recording is automatically deleted after 7 days and is not permanently archived. Attendees are expected to behave respectfully during live sessions; hosts may remove participants who do not.

7. Affiliate Program

Where enabled, learners with at least one enrolment may apply to become affiliates and earn a commission for referring paying customers to opted-in courses, subject to a subscription fee, a cool-off period before earnings become withdrawable, and the platform’s then-current commission and attribution rules, which may change over time and apply prospectively to new sales.

8. Prohibited Conduct

You agree not to:

• Use the Service for any unlawful purpose, or to upload content that infringes another’s rights, is defamatory, or is otherwise unlawful.
• Attempt to gain unauthorized access to any account, system, or data, or interfere with the Service’s normal operation.
• Circumvent payment, pricing, or affiliate-attribution mechanisms, including self-dealing designed to abuse commission structures beyond ordinary, disclosed self-referral.
• Scrape, resell, or redistribute course content without authorization.
• Misrepresent your identity or affiliation with any person or organization.

9. Intellectual Property

The Koursa name, logo, and platform (excluding instructor-uploaded course content, which remains the instructor’s property as described above) are owned by Koursa. Nothing in these Terms grants you rights to our trademarks or branding except as necessary to use the Service as intended.

10. Termination

You may stop using the Service at any time. We may suspend or terminate your access if you violate these Terms, engage in fraudulent or abusive behavior, or if required by law. Certain provisions — including those relating to intellectual property, payment obligations already incurred, and limitation of liability — survive termination.

11. Disclaimers

The Service is provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee that the Service will be uninterrupted, secure, or error-free, or that any course will achieve a particular learning outcome.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Koursa will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the amount you paid to Koursa in the twelve months preceding the claim.

13. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will update the effective date above and, where appropriate, notify you directly. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

14. Governing Law

Koursa is not yet operated through a formally registered legal entity, so a specific governing jurisdiction for these Terms has not yet been designated. This section will be updated once one is established.

15. Contact Us

Questions about these Terms, or disputes relating to a purchase, can be sent to support@koursalearn.com or disputes@koursalearn.com.